Financial Calculators
Free online financial calculators for Nepal. Plan your investments, loans, taxes, and wealth with 35+ specialized tools.
💰 Investment & Savings Calculators
SIP CalculatorPOPULAR
Calculate systematic investment plan returns for mutual funds with monthly contributions.
Compound Interest Calculator
Calculate compound interest with different compounding frequencies for investments.
Simple Interest Calculator
Calculate simple interest on loans, deposits, and short-term investments.
Investment Returns Calculator
Calculate investment returns with regular contributions and compound growth.
Future Value Calculator
Calculate future value of investments with lump sum and regular payments.
ROI Calculator
Calculate return on investment percentage for business and investment projects.
IRR Calculator
Calculate internal rate of return for multi-year investment projects.
🏦 Loan & Debt Calculators
EMI CalculatorPOPULAR
Calculate monthly EMI for home loans, car loans, and personal loans in Nepal.
Loan Comparison Calculator
Compare up to 3 loan offers side by side to find the best deal.
Debt Payoff Calculator
Calculate how quickly you can pay off debt and save on interest.
Personal Loan Eligibility
Check your eligibility for personal loans based on income and obligations.
Vehicle Loan Calculator
Calculate car and bike loan EMI with down payment options in Nepal.
Mortgage Amortization Calculator
View complete mortgage amortization schedule with principal and interest breakdown.
Microfinance Loan Calculator
Calculate microfinance loan EMI for small businesses and entrepreneurs.
Agricultural Loan & Subsidy
Calculate farm loan EMI with government interest subsidies in Nepal.
Debt-to-Income Ratio
Calculate your DTI ratio to assess loan eligibility and financial health.
🧾 Tax Calculators
Nepal Income Tax CalculatorPOPULAR
Calculate income tax for Nepal FY 2081/82 based on latest tax slabs.
Nepal VAT Calculator
Calculate 13% VAT on products and services. Add or remove VAT from prices.
Tax-Advantaged Investment
Compare tax benefits of different investment schemes in Nepal.
👴 Retirement & Planning
Retirement Calculator
Plan how much you need to save for a comfortable retirement.
Provident Fund Calculator
Calculate your EPF maturity amount and retirement savings.
Education Fund Calculator
Calculate how much to save monthly for your child's education.
Budget Planner
Plan your monthly budget using the 50/30/20 budgeting rule.
📈 Stock Market & Investments
Stock Portfolio Tracker
Track multiple stocks and calculate total portfolio performance.
NEPSE Return Calculator
Calculate returns from Nepal Stock Exchange investments with dividends.
🏢 Specialized Investments
Real Estate Investment
Calculate property ROI including rental income and appreciation.
Gold Investment Calculator
Calculate returns on gold investment based on price changes.
Cooperative Interest Calculator
Calculate returns from cooperative savings and share investments.
Fixed Deposit Comparison
Compare FD rates from different banks in Nepal side by side.
Citizen Investment Trust
Calculate returns on CIT bonds and savings schemes.
💱 Foreign Exchange & Remittance
Foreign Remittance Calculator
Calculate costs for sending money to Nepal from abroad.
Foreign Currency Investment
Calculate forex gains and losses with exchange rate changes.
💼 Business & Other Tools
Business Profit Margin
Calculate gross, operating, and net profit margins for your business.
Insurance Premium Calculator
Estimate life insurance premium based on coverage and personal details.
Inflation Calculator
Calculate how inflation affects your purchasing power over time.
Tip Calculator
Calculate tip amounts and split bills among multiple people.
Why Use Our Financial Calculators?
- Nepal-specific: All calculations use Nepal's financial context, tax rates, and currency (NPR).
- 100% Free: No registration, no hidden fees. Use unlimited times.
- Accurate formulas: Based on standard financial mathematics and Nepal's regulations.
- Privacy focused: All calculations happen in your browser. We don't store your data.
- Easy to use: Simple interfaces with clear explanations.
- Mobile friendly: Use on any device - phone, tablet, or computer.
Popular Financial Topics in Nepal
Understanding these financial concepts helps you make better money decisions:
- SIP (Systematic Investment Plan): Invest small amounts regularly in mutual funds to build wealth.
- EMI (Equated Monthly Installment): Fixed monthly loan payments that include principal and interest.
- Tax Planning: Use legal deductions (PF, insurance, CIT) to reduce income tax in Nepal.
- Emergency Fund: Save 3-6 months of expenses for unexpected situations.
- Retirement Planning: Start early! Even small monthly savings grow significantly over 20-30 years.
- Debt Management: Keep debt-to-income ratio under 40% for financial stability.
Frequently Asked Questions
Are these calculators accurate?
Yes! All calculators use standard financial formulas. However, actual results may vary based on specific terms, conditions, and market performance.
Do I need to create an account?
No! All calculators are completely free to use without any registration or sign-up.
Is my data stored or shared?
No. All calculations happen in your browser. We don't collect, store, or share any data you enter.
Can I use these for business decisions?
These calculators provide estimates for planning purposes. For major financial decisions, consult a qualified financial advisor.
Are the tax calculators up to date?
We update tax calculators regularly with Nepal's latest tax slabs. Always verify with official sources for final decisions.
Which calculator should I use for investing?
For mutual funds: SIP Calculator. For lump sum: Compound Interest. For retirement: Retirement Calculator. For stocks: NEPSE Return Calculator.